PENSION PLANNING
Your own private pension provision
Relying fully on the state pension is not really an option – as state retirement age stretches into later retirement it’s going to be important to plan your own provision. It is possible to take benefits from your personal pension currently from age 55 and a personal pension could be a life line if you were unable or unfit to work and haven’t yet reached state pension age. Therefore, starting early with pension planning is the key to success and the government currently offers tax relief on contributions and the investment environment is tax efficient. Taking out a pension is one of the most tax efficient savings vehicles available. We can help you to consider the level of personal pension income you might need in retirement and also advise on the investment of your funds which is key to successful retirement pension planning. You can even take up our socially responsible investment approach to pension planning up to retirement and beyond.
All investments are targeted to meet your risk tolerance.